Tuesday, January 17, 2012

Here's to a New Beginning!

We are officially starting over!  I think 2012 is going to be our year!  I finished my classes at Indiana University and now I am finishing up 200 hours of an internship before graduation.  I will be graduating in May 2012!  I can't believe it is finally here!  Travis and I packed up our things, and we moved in with my father-in-law and grandfather-in-law.  They are fantastic.  We have lived here almost 2 weeks.  Mornings are spent talking to grandpa and enjoying a nice cup of coffee with some danishes.  In the evenings, we sometimes lounge in the living room with dad and watch TV shows.  Once in a while, we visit with friends and family.  I'm slowly figuring my way around Fort Wayne.  It's a little confusing, but I'll get the hang of it soon enough.

Today was a great day.  I found out that I begin working next week at the Fort Wayne Children's Zoo as an intern in Public Relations and Social Media.  It was meant to be.  They were looking for someone to help with the social media and communications department - and that is what I do best!  Since the internship won't be every day, I'm looking for a part-time job to fill in some of the gaps.  Travis just received a phone call about a job he applied for on Friday.  They really liked his experience and quickness with math.  He has an interview this Friday, so fingers are crossed!  I am also getting a chance to really put my talents to work.  I am putting together multiple websites for different companies and organizations voluntarily.  Right now, I am finishing up a website for Merle Norman Luxe Spa & Salon in Fort Wayne, Indiana.  Then I will be working on an interactive website for an awareness/support group for Intestinal Malrotation.  I think the hardest part about web design is the color scheme.  That's what I'm playing around with right now for the awareness/support group's website.

We still have the apartment in Bloomington.  It is available if anyone is interested.  Right now, we need to pay next month's rent, and it will automatically be put on the market as vacant.  We have to pay the rent and electricity until someone decides to take the lease.  Then, our lease is no longer in existence.  Our apartment complex is a great area, and they currently have no vacancies.  People have been looking for a one-bedroom apartment, and after our luck with trying to find a sublessor - the complex decided to help us with the process so that they can advertise an available apartment for the demand they have been receiving.

We only have one medical bill left to pay.  Then we have about $1000 in credit cards to pay off.  We still only have one car, but it'll work just fine.  My internship is in walking distance, and family members have offered to drop me off or pick me up whenever I need a ride.  Once Travis is working, he'll more than likely use the car more than me.  And my internship isn't every day of the week, so I will be able to pick him up and drop him off whenever I have errands to run and he needs to work.  Right now, Travis and I have developed a goal list.

1.  Re-establish $1000 in our savings fund (we had to use the money to move)
2.  Pay off remaining medical bill.
3.  Pay off credit cards.
4.  Buy a second car.
5.  Save up for an apartment (or possibly a house).

Things are really starting to look up for us.  All I can say is: it's about time!  Travis and I made some New Year's resolutions, and the number 1 resolution is "Always stay positive."  So far, it's been working.  Positivity goes a long way! :)

I hope everyone enjoyed their holidays and are off to a great start to the new year!  Just for fun, what are your goals for this upcoming new year as you build your nest?

Friday, November 11, 2011

Where Are We Going? Who Cares, Let's Dance!

I didn't find a work study position.  But that's ok.  I got things worked out with the financial aid office.  Right now, I'm just focused on getting through this semester.  It is rather chaotic.  Doing 18 credit hours worth of work, two intensive writing courses, two astronomy classes (I'm not that great at science)... plus I'm trying to figure out an internship for next semester.

Travis and I have been having a mini-identity crisis.  We have no idea what we are going to do with our lives.  Choosing a career is such a HUGE decision.  It isn't something to just take lightly.  After having some disappointment with Trav's job, he's made the decision to go to college.  We are going to be sticking around Bloomington just a little longer.  He's been fancying a nationally recognized program at Indiana University.  I think it fits him perfectly.  I think... wait, I know he will be happy in this field.  He is interested in two majors.  I don't think he can double major - but the majors are so similar, a lot of the courses can be counted for both.  So until he finds his niche, he won't be sacrificing years at college if he chooses to do one major over the other.  The majors are a B.S. in Park & Recreation Management and a B.S. in Outdoor Recreation and Resource Management.  Getting set up for next year is actually on Trav's To-Do List for today!  This will be exciting!  

What am I going to do?  Well I have no idea.  I won't lie.  Not long ago, I attended a networking night on campus.  I met a gentleman from a local publishing company.  It is a fast growing publishing company!  As I talked with him, the company sounded better and better.  It literally fit everything I desire in a career.  I asked the gentleman about internships.  He responded saying that the company does not believe in un-paid internships.  That sounds amazing, right?  Well, due to budgeting, they do not have room currently for interns.  I was crushed.  I need an internship to graduate next semester.  I am really looking to intern for a company where I could be hired on full-time.  This publishing company has multiple job openings.  The hours are a typical 8-5 shift, but starting and ending times can vary once in a while.  Even though they are not hiring interns, they are hiring full-time positions.  What would be the harm in applying now anyways?  I have really no commitments next semester.  

The problem:  I still need 20 hours a week in an internship (Rabble Rabble).  So, I did a lot of research these past few days.  I have a strong interest for genealogy.  I've been exposed to genealogy since I was a wee-little thing.  I have a passion for research.  I contemplated going to graduate school, but I am afraid I will over-qualify myself for the careers that I want.  I really feel like my only desire to continue to graduate school is my love for writing and research.  Well... if I apply for a position with a publishing company - I satisfy my writing passion.  Where could I get the research?  Genealogy!  I looked online for the genealogical library here in Bloomington.  They hire interns and are in need for volunteers all the time!  They have flexible scheduling, because they expect that majority of interns and volunteers work during the day!  Why, this is perfect!  They are not open on Sunday or Monday, but they are open on Fridays and Saturdays.  I could dedicate a lot of hours on Fridays and Saturdays (when they need people most) to an internship!  I could work in Event Planning or the Genealogical Library.  I really like this idea!

So today, I am meeting with the career center on campus.  I have so many questions to ask.  I'd also like them to review my resume and help me with cover letters.  I have such a difficult time selling myself.  Maybe it's because of a lack of direction and/or self-confidence and fear of rejection.  I don't know.  But I always blow it on interviews.  I practice with family and friends - and I do great practicing interviews.  Yet, the moment arises to hand over my resume and tell the possible employer about myself, and I fumble.  More than likely, I'm going to need another appointment with the career advisor.  But I'm super excited to at least talk to someone today about my career objectives.  We'll see how it goes.

Oh yeah!  I haven't updated the stats, but we paid off another medical bill!!  YAY!  And we have more money in our emergency fund!  We still have a ways to go, but we're getting closer!  

Happy dance! 


happy dance+animation pics on Sodahead

Wednesday, September 21, 2011

365 Day Picture Challenge

I came up with an awesome idea yesterday.  I know this isn't relevant to this particular blog... but maybe it is.  I've always wanted to do a 365 Day Picture Challenge.  I'm debating to start this challenge either on my birthday (November 2), or to start this challenge when I graduate in May 2012.  I think it would be cool either way.  So who knows, maybe I'll start this little hobby on my birthday.  Maybe I'll start it as the first year after graduation.  But I feel like if I started it while I'm in my senior year, I'll be able to watch a transformation.

Stage 1: the last semester in classes and on campus.
Stage 2:  the internship.
Stage 3: life after graduation.

To me, that sounds like more fun.  So once November hits, look for a post with a link to my 365 Day Picture Challenge blog.  And I promise, I'll update it daily. :P

Opportunities, but What Path Should I Take?

Well, I have put out my resumes for work study positions.  I have to have a work study set by September 30th!  YIKES!  I'm just waiting to hear back from these people.  As of yesterday, the IDS school newspaper and student media has scheduled an orientation for me:  Thursday, September 22nd at 7 PM.  This should be fun!  It's definitely ideal, since afterall, I'll get to play around with many more interactive programs for the internet and come up with fun blog and website ideas.  I know I'll like it.

However, I had my heart set on a work study position at this theater here in town.  It is a historic theater, and the work study positions were as assistants in public relations and marketing.  It is totally up my alley.  I would love this.  But they haven't e-mailed me or called me back all week.  I'm bummed.  But who knows, maybe they'll ask for me to join their crew later?  This ideal situation has me thinking....

I will not turn away this position with the IDS school newspaper and student media.  As a matter of fact, it is a paying job.  But they work with the university, so I can do my work study there.  AWESOME!  But what if... what if the theater calls me up and says that they want to hire me as their work study assistant?  I don't know if I could switch work study jobs.... My ideal situation would be to set up the IDS as a work study position.  Then IF the theater hires me, I'd like to switch my work study position to the theater (because they only hire work-study), and take the IDS as a part time job.  If I did that... I would have to quit my job at Five Guys.

I won't lie.  Quitting Five Guys sounds awesome because the work is just not my cup of tea.  I needed a job.  I got the job.  I established great relationships there.  I haven't worked there long, but I really like the crew (some of them) and my bosses.  One of my bosses is one of my references.  I would hate to lose a good reference by being a short-term employee.  I've been there for about a month and a half.  To put my 2 weeks notice in (IF I get the theater job) now... I feel like I'm cheating on them!  Why?!  I have no idea.  But there is no way I could do 18 credit hours in school and work 3 jobs.  No. Way.  Besides, the IDS position and the theater are in my field of studies.... Five Guys is not.

So, I am kind of worried.  I would hate to let everyone at Five Guys down.  I'd hate to leave them.  But I will have to if these opportunities present themselves.  And, I'm worried about what that will do to my references....  Also, there is an incentive to stay.... a chance at $1000 (which is highly likely due to our scores) at the end of the quarter.  An extra $1000 on my last paycheck there would be super nice.


Other than that, we're still kickin' it.  We've got all the bills caught up.  We're doing alright.  I'm a little bit behind on my school work.  I'm going to get serious about catching up this weekend.  Luckily, nothing is going on this weekend that will prevent me from spending a lot of time reading.

Wednesday, September 14, 2011

Everyone Wants Paid... Except Me?

I am really frustrated with my previous job at the moment.  I have a $300-$400 check that was mailed to the wrong address.  I have went in personally to speak with the supervisors about my check, and the gentleman took my name, my correct address, and my phone number.  He told me that he would "take care of it."  A week went by, and I still hadn't received it.  So I called, only to be directed to voicemail.  I left a detailed message, explaining my paycheck was mailed to the wrong address and I would like to know the status of my paycheck.  I did not get a call back.

Here it is, one month later, and I still haven't received it.  I went in another time, only to give my information all over again to someone new.  I called a total of 5 times.  By this point, I was upset.  More like pissed off.  I had to go in person again to the office.  ALL of the supervisors were standing outside smoking.  The gentleman I spoke to the first time said bye to everyone and left.  Convenient.... As I spoke to another supervisor, this girl tries to give me every excuse in the book.

"We just fired a bunch of staff."
That sucks... I don't really care.

"We cannot handle checks here."
Ok, direct me to someone who can.

"Oh, I remember you.  Did you not get my e-mail?"
Nope, never got an e-mail.

"Did someone call you?"
No, that's why I'm here.

Then another supervisor (the one who told me that during my telemarketing calls, if the prospect says they are dying of cancer, I was supposed to ask "is it terminal?") comes up and asks if my check is even valid.  He began asking if there even was a check for me.  He was trying to persuade me into thinking this check didn't exist.  I gave him a snarky remark, saying I know for a fact because the other supervisor had told me it existed!  And um... HELLOOO.... I freaking worked for free practically!  That's not going to just fly by me.

After pressing for a while, the girl finally repeats, "well, we don't handle paychecks here."  I asked her who does.  She gives me the name, e-mail address, and phone number of the lady that handles the paychecks.  Then she feeds me the additional excuse, "yeah, like I said, we just fired a bunch of people last week, so it has been hectic."  I reply that this has been an issue for over a month now.  I wasn't buying the excuse.  She gives me a snarky apology, and the other supervisor (the one that didn't believe me) says that there was no way a paycheck could be lost for a month unless I didn't contact them about it.  Fired up, I responded, "Well, after coming in here multiple times and having my voicemails ignored, I don't really care what's happening here.  If I have to return here again, I'll bring my attorney with me."  They restate that they don't handle the paychecks, so I replied, "well then I'm sure your higher ups won't mind speaking to my attorney about your mishap."  I thanked them, and left.

They tried telling me that they don't handle the paychecks - which I know is a downright lie.  They handle them bi-weekly.  They send the paychecks out.  They were the ones that sent the paycheck to the wrong address.  And they were the ones avoiding my calls about the status of my paycheck for an entire month.

All the while, I think of how I received numerous calls from debt collectors and bills in the mail.  Everything has a due date.  I cannot go past the due date without paying - or else I could be given a fee.  But, when it comes to people paying ME back, they can take as long as they can.  Not only am I waiting on this paycheck, I'm still waiting on my reimbursement check from the Pathologists for over-paying.  Everyone wants their money, and they want it now.  But if I don't get paid for my work, I'm supposed to wait for when it is convenient for them.  What a load of crap!  UGH.

Everyone wants paid... but apparently I don't..... **sarcasm**

Time Got Away from Me.

So much is going on!  I am so sorry I left ya'll behind!  I'm going to update you on EVERYTHING! :)

My husband received a promotion at his job!  It is now a typical 9-5 job.  He has more responsibility at the business.  I am so proud of him!  On top of this 9-5 job, he is also working with me at a burger joint called Five Guys Burgers and Fries.  That's right.  We both picked up a second job and are working together!  It's a lot of fun, and our bosses like us.  Hard work pays off.

As for me, I am pulling 18 credit hours this semester.  I was able to receive grants and aid to cover my education costs.  I will be walking in the graduation ceremony this December, however I won't actually be finished with my degree until May 2012.  Since I am doing 18 credit hours this semester, I barely have time for fun.  But the sacrifice is so worth it.  I only have 4 credit hours once this semester is over - and those 4 credits are dedicated to an internship.  It seems absolutely crazy, and honestly, my life is so hectic.  However, in the long run, it is going to be cheaper than doing 12 credit hours this semester and 10 credit hours next.  Plus, next semester, I'll only be doing 20 hours a week for the internship.  The rest of my time will be dedicated to a work study position that is 10 hours a week, and a remaining 10-20 hours a week for my part-time job at Five Guys.  It's doable.  It's stressful, but it's going to be so worth it.

Right now, I'm always doing homework, I'm always in class or at work, and I have to say "no" to many of the invitations friends give me.  So many friends and family members will beg, guilt trip me, or try to persuade me into thinking I deserve time off.  My only response is, "my time off will be paid back to me in due time."  Right now, looking at all the bills and having graduation so close I can taste it, I don't want "time off."  I want to push harder.  I have more drive, more motivation.  I'll get up some days and dread being busy for 13-15 hours.  But I look at how much all this work is going to pay me back in due time.  I'll drag my feet to make it to class or to whine about writing papers every week, but in the end, I do it with vigor and passion.  I don't half-ass (excuse the language) anything because this is not just what I need, I have everything I really need; this is what I want, and that's what makes the difference.

Unfortunately, we were not able to sell the car.  We still have it with a "For Sale" sign on it, but no one is interested.  Husband turned the car on and found out the brake line had broken.  We've still put up a Craigslist ad for it, but no one has been interested in it.  If no one buys it, we're selling it for scrap parts.

GOOD NEWS THOUGH!

We're paying off our debts completely!  Woo hoo!!  I am super excited about it!  We've also paid off the remaining amount required for my student loans.  It is now officially in deferment until 3 months after graduation.  So far, as it looks, we should have 2 more debts completely paid off by 2012!  We have also added to our emergency fund!  This gives me such motivation to keep on keepin' on!

So right now:
- Emergency fund $123.91
- Husband's Promptcare Lab bill Paid off as of Sept. 1, 2011
- Sallie Mae $150 bill for deferment Paid off as of Sept. 1, 2011
- Direct Loans $323.74 bill Paid off as of Sept. 14, 2011
- Unity Physician's bill Currently $904 remaining
- Dr. Greene bill Currently $540 remaining
- SIRA radiology bill Currently $325 remaining
- Capital One credit card Currently $492.12 remaining
- Credit One credit card Currently $306 remaining

Monday, August 15, 2011

First Call about the Car!

Some people think we are crazy.  We are selling my husband's car.  The only reason we are selling his car is because we cannot afford the insurance and maintenance on it.  We currently have one car that is paid off, has insurance to cover both of us, and it is in great condition.  But hubby's car needed a new fuel pump and there is an easy fix for the left brake thingy (obviously, I know nothing about cars).  Basically, the car needs about $400 of work into it that we just can't afford.  Plus, we cannot afford to get car insurance for hubby and I on that car.  We are selling it for a decent price - what it is worth minus the extra costs that are needed to repair the fuel pump and brake.

To have one car might sound like a bad idea.  But where we live, there is readily available public transportation.  For starters, taking the bus is not that bad.  I usually take the bus to campus anyways because it costs way to much to pay for parking.  I can easily walk anywhere I need to when I'm on campus.  My husband likes to skateboard and ride his bike, so that is usually his way of transportation to and from work.  Sometimes, he and his co-workers will carpool.  The only time we really need the car is to get groceries and for me to get to work.  Sometimes, my husband will take the car to work while I'm on campus all day (Mondays and Wednesdays are 13 hour days!).  And if anything, IU has this awesome Safety Transport system.  If at any time, day or night, we need a ride from point A to point B - all we have to do is call the number for the Safety Transport, and an IU marked van with 2 employees (one male, one female) will pick you up and take you to where ever you need to go.  There really is no use for a second car in our lives right now.

So - the car has only had a "For Sale" sign on it for a few days.  It hasn't even gotten cleaned yet - haha! A gentleman called my husband today, and he is interested in the car!  He totally agrees with the price!  He is going to talk to his wife overnight, and he'll call us back tomorrow.  I guess they need a car that will get them from point A to point B.  The maintenance on the car doesn't seem like a big deal to him for the price we are asking.  I'm super excited about this!  The money we make from this car will go directly into our emergency fund and paying off some of those medical bills!  **Fingers Crossed!**